Can I Get A Credit Card with A Poor Credit Score?
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Can I Still Get A Credit Card with A Poor Credit Score?

May 09, 2019 by Softjourn


In some cases, when your credit rating is bad, you'll have trouble getting the best deals on credit cards or even you aren't able to take out a conventional card possibly. If this is the case, you should consider a credit building credit card. These cards, with their typical high APR and low credit limit, will allow you to improve your credit score over time as you use them, then you may stand a good chance of taking out a better form of credit in the future.

Top 6 Credit Cards for Bad Credit in 20181,2

  Credit Recommended Upfront fees APR Rewards rate
Capital OneⓇ Secured MastercardⓇ Bad to Fair (300–670) $0 annual fee 26.99% Variable DON’T offer cash back, miles or points
Credit One Bank Ⓡ Unsecured VisaⓇ with Cash Back Rewards Bad to Fair (300–670) $0–99 annual fee 19.99% – 25.99% Variabl 1% cash back on eligible purchases
Total VISAⓇ Unsecured Credit Card Bad to Fair (300–670) See Terms See Terms DON’T offer cash back, miles or points
Discover itⓇ Secured No Credit History Refundable deposit equal to credit limit ($200 minimum) 24.99% Variable 2% cash back at gas stations and restaurants; unlimited 1% on all other purchases
IndigoⓇ Platinum MasterCardⓇ Bad to Fair (300–670) $0–99 annual fee 23.9% DON’T offer cash back, miles or points
MilestoneⓇ Gold MastercardⓇ Bad to Fair (300–670) $35–99 annual fee 23.9% DON’T offer cash back, miles or points

1Mohammad L. (2018, December 1). Comparing Credit Cards for Bad Credit [Blog post].
2Bowen A. (2018, December 11). The Best Credit Cards for Bad Credit for 2018 [Blog post].


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