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FAQ
Do Prepaid Credit Cards Have an Expiration Date?

Do Prepaid Credit Cards Have an Expiration Date?

Yes, they do. You will need to be reissued a card after it expires. Funds on the cards don’t expire, though. In a 2016 report by the Consumer...

Tech Content
Technical Documentation by Softjourn

Technical Documentation by Softjourn

One of the most important parts of any project we are involved in is preparing technical guides for developers as well as administrators. Softjourn...

Tech Content
Behavioral Biometrics and Fraud Prevention

Behavioral Biometrics and Fraud Prevention

Physical biometrics, which includes fingerprint, hand geometry, iris scan, retina, and vein scanners, as well as facial recognition, is steadily ga...

FAQ
What Is a Proprietary Card?

What Is a Proprietary Card?

A Proprietary Card is a card issued by a financial institution to its customers for access to their credit or deposit accounts. Proprietary cards a...

POC
Solving Multiple Login Problems with Amazon Cognito Service

Solving Multiple Login Problems with Amazon Cognito Service

Softjourn recently developed a proof of concept to find out how to resolve multiple login problems in relation to the Tamtoto scanning ap...

POC
Augmented Reality—Spider-Man Comes to Softjourn

Augmented Reality—Spider-Man Comes to Softjourn

Engaging the audience at events has become easier with technologies such as artificial intelligence (AI), voice recognition (VR), streaming live vi...

FAQ
Do I Always Have to Pay Interest on Purchases Made Using My Credit Card?

Do I Always Have to Pay Interest on Purchases Made Using My Credit Card?

If you pay off the balance of your credit card in full each month, you won’t have to pay any additional fees at all. Otherwise, you will be c...

Infographics
AI in Banking

AI in Banking

The application of AI is a fintech trend on its own, and takes many forms, such as reducing fraud and false positives in payments processing, chatb...

FAQ
Can I Still Get A Credit Card with A Poor Credit Score?

Can I Still Get A Credit Card with A Poor Credit Score?

In some cases, when your credit rating is bad, you'll have trouble getting the best deals on credit cards or even you aren't able to take o...

Thought Leadership
Biggest barriers to blockchain adoption

Biggest barriers to blockchain adoption

Blockchain and distributed ledger technology is an area for exploration inside and outside of traditional financial institutions for the last few y...

POC
Scanner App

Scanner App

Scanning a ticket allows you to verify that the ticket is valid. Each ticket contains a unique code (barcode, QR code), which can be scanned and ch...

Tech Content
Smart contracts – what can they do?

Smart contracts – what can they do?

Certainly, each of us had the opportunity to finalize the contract – a formal document regulating the rights and obligations of the parties t...

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