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Noca: Enhancing Payment Processing with Secure Check - A Comprehensive Solution

Noca wanted an innovative solution that would offer merchants reduced transaction fees while enabling consumers to securely make payments through electronic checks.
ABOUT THE CLIENT:
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Project:Payment Processing Platform Development
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Industry:Finance
Date_iconClient since:
2015
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Headquarters:Califormia
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Technologies:
The Challenge

Noca, a California-based start up, needed assistance in the development of their proprietary payment processing platform called Secure Check™.

The Solution

Before we began with assistance we decided to kick off with the production testing environment set up and working for their payment platform.

The Benefits
  • Entire functionality package was delivered to improve the transaction processes 
  • Improved customer servicing 
  • The number of frauds decreased 
  • Market extension 

The Challenge

Noca, a California-based startup, envisioned revolutionizing payment processing with its proprietary platform called Secure Check. The core aim was to introduce a low-cost alternative to traditional credit and debit card payment gateways. 

However, to bring this project to fruition, Noca required expert assistance in developing and optimizing its Secure Check platform. 

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"I have been very pleased with the work that Softjourn has done to assist us in getting our testing environment in place for our clients, and I look forward to continuing to work with the team."

PJ Gupta, CEO and Co-founder of Noca

Secure Check system is a low-cost alternative to credit and debit cards. Merchants are charged a lower rate to offer consumers the opportunity to pay securely by electronic check.

Consumers sign up for the service, are validated, and can pay through any merchant that uses the Noca Secure Check processing system. 

The Solution

Test Drive and Environment Setup 

Before embarking on the project, a crucial step involved establishing a robust production testing environment for the Secure Check platform. This allowed for thorough testing and ensured that the platform was primed for development. 

Dedicated Team Model

Prost-project inception, a dedicated team was formed to continually assist in the development and ongoing improvements of the Secure Check system. This team was pivotal in maintaining the system's efficiency, security, and seamless integration of new features. 

Technologies and Tools

To create powerful and efficient payment processing payment, a bled of cutting-edge tech and tools was employed. Our developers use Java as a main programming language, Spring and Dojo as frameworks, and PostgreSQL as a database. 

The Benefits

Noca's collaboration with expert developers and the utilization of advanced technologies yielded a wide array of benefits for both the company and its clients:

Improved Transaction Processes

The collaboration delivered an entire functionality package aimed at enhancing transaction processes. This included critical tasks such as credit card integration and transaction support development. Additionally, an Ubercart Integration task facilitated the development of the "Secure Check Lite" Drupal 6.x module, integrating the Noca system seamlessly into various websites.

Enhanced Customer Service

Customer satisfaction received a significant boost through improvements in email client functionalities and notification systems. These enhancements resulted in a smoother and more streamlined communication process, ultimately leading to improved customer experience.

Strengthened Security Feature

One of the paramount benefits was a notable reduction in fraudulent activities. This was achieved through the implementation of enhanced security features, including the introduction of a PIN functionality for customers. This added layer of security played a crucial role in securing transactions and mitigating potential risks.

Market Expansion through API Integrations

By embracing API integrations, Noca successfully extended its market reach. The seamless integration capabilities enabled businesses to easily adopt the Secure Check system, broadening its accessibility and ultimately driving market growth.

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The Result

Collaborating with a dedicated team and utilizing a robust tech stack, Noca not only addressed the initial need for a low-cost payment processing platform but surpassed expectations.

The Secure Check system stands as a testament to innovation and efficiency in the fintech industry. The myriad of benefits, including streamlined transaction processes, enhanced customer service, strengthened security, and market expansion, showcase the success of this strategic collaboration.

Noca's journey is a blueprint for startups aiming to disrupt traditional payment mechanisms and build a sustainable future in the realm of electronic transactions with the help of industry experts in Softjourn.

Partnership & Recognition

Softjourn's IAOP 100 award
Intix Member
Microsoft Gold Partner
Xamarin Authorized Consulting Partner
Monax Parntership
Softjourn in the Inc. 5000 list

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