Who Needs Softjourn?
Our expert developers solve specific needs for custom prepaid solutions such as payroll cards, branded reward & incentive cards, back office accounting and intuitive transaction processing. Embedded in these cards, our proprietary software ensures accounting transactions are speedy and accurate.
We Integrate treasury management that empowers complete processing for merchants, vendors, ISO and fintech businesses. From tokenized data security protocols and virtual cards to transaction simulators, we have all your prepaid needs covered.
- Prepaid Service providers that want to get new functionality and new services out to market faster by working with an established industry technology provider
- Organizations that want to get it right the first time as they begin to manage prepaid expenses with an automated system
- Organizations looking to upgrade an existing prepaid solution to give both card issuers and users the best experience available, using up-to-date technologies
- Companies ranging from startups to large enterprises with a great new idea for the next big thing in prepaid technology, who want a partner that’s been there in the trenches to help get it off the ground
Why should you work with Softjourn?
Having completed over 500 successful projects in this area since 2007, we have the knowledge and experience that is needed in both the business and technology sides of prepaid software development. Why invest in assembling the know-how and resources to try to get it right the first time when we’ve already got what it takes and can hit the ground running with prepaid expertise that is second-to-none
Your ideas and any source code we write for your project belong to you, and we will put it in writing. We want you to be comfortable, so we follow best practices such as frequent peer reviews, limiting code access among our developers, internal education on social engineering, and take appropriate steps to ensure that your IP is secured
We are only finished when you and your users are satisfied. Call on us whenever you need help, whether it is for training or additional development work. We excel at providing a great experience and maintaining close relationships with every customer to ensure that they return to us as their business grows and evolves
Whether you continue to work with us or not, the code we write will be well-structured and easy to maintain, because we know that like your business, your software is a living system. Software is always a work in progress. We’ll make the smart investments needed so that your next project goes as smoothly as this one
With Softjourn, security is not an afterthought, but designed into every project and feature as we consider their security implications (such as scanning uploaded receipts for malware). We’ll work hard to keep your prepaid cards and the underlying server data safe from third-party fraud, illegal content, and malware, so that you stay out of the headlines
Softjourn has almost a decade of experience when it comes to investigating new technology and ideas, and trying to understand how to make them a reality. We have many proven POCs that show our expertise in our chosen domains, whether it’s understanding financial processes, developing applications for specific concerns, or marrying new technology to current trends. We are also very excited about artificial intelligence, blockchain, and other new technologies that are poised to alter our world in the coming decades.
With Softjourn, you’ll get access to the latest technology.
Contactless payments
Blockchain
Biometrics
Geolocation
In-app OCR scanning
AI
Why should your organization have a top-notch prepaid card system?
Tracking expenses in today’s world is trickier than ever, with transactions occurring with the simple swipe of a card or the push of a button. How can a company ensure their employees have the funds needed to perform essential work and still have visibility on spending? Not only that, but ensure that only the right person has access to critical business assets?
Prepaid cards have been popular in the customer sector since the 1990s; these cards paired with a mobile app for visibility and management provide a powerful option for companies looking to better track employee spending. Prepaid cards allow employers to authorize essential funds for employees to complete on-demand payments that are part of necessary business activities; for example, buying gas or purchasing necessary repair parts. Prepaid cards are not linked to bank accounts, and set specific limits on the spender.1
A mobile app allows employers to see expenses as they happen. They can allocate funds to employees depending on merchant categories, designate where and how funds may be distributed, and track expenses in real time to prevent end of billing cycle surprises.2 An app also allows employees to track and manage their own allocated funds by being able to check their balance and request needed funds on their own instead of waiting on hold for a call center. Reloadable prepaid cards also have strong "Know Your Customer" requirements; in the U.S., this means the card issuer is required to perform the same level of due diligence as if they were opening a bank account.
Your users would benefit from a more convenient and appealing procedure for expending funds. We can set them up with prepaid cards, and perhaps even with chatbots! Your investment in prepaid card technology is wasted if the folks on the ground aren’t delighted to use it.
- Impress your users by applying innovative prepaid technologies. You don’t have to be out there alone — we’ll back you up every step of the way, with contactless cards or any other technology you’ve got your eye on.
- Get your prepaid applications out on iOS and Android with minimal maintenance expenses. Softjourn uses Xamarin, Phone Gap, and other cross-platform development systems to make them accessible to the widest possible audience.
- Offer your users the convenience of advanced interfaces to prepaid transactions, including IVR (Interactive Voice Response).
- If even Softjourn can’t design a single app to please all your users, a layered API can give you the flexibility you need. That way, any card-issuing organization or third-party developer can produce any number of apps with just the right magic.
- Serve potentially unbanked employees who would have difficulty cashing a check.
Some of Softjourn's Financial Clients
Engagement Models
What We Offer
Whether upgrading an existing code or creating a new one, our most important expertise is a proven approach to mitigating risk and containing costs. Discover more about Softjourn's expert Consulting Services.
Often clients don’t know what product they need, but do know the results they want. Our job is to help define the product and develop optimal solutions to get those results. Learn more about Softjourn's Discovery Phase Services.
To compete, our clients continually need to provide new and better services. We have our own R&D Centers – started in 2008 – which uniquely positions us to do just that. Read more about Softjourn's Research and Development Services.
Our developers and illustrators are experts at UI and UX design. They will work with you to understand your needs in going from idea to prototype to deployment faster and at less cost. Explore further into Softjourn's Digital Product Design Services.
Software development has grown exponentially in recent decades. Softjourn is the solution to help you define and develop forward-thinking technology that gets real-world results. Get to know more about Softjourn's Software Engineering Services.
Our core belief is that analyzing and testing is critical because the essential role of software is so important. In the process, our Quality Assurance team helps you create superior products. Explore further into Softjourn's QA services.
Since day one, we’ve been providing application support and maintenance services to each customer on every project. It’s why we’re a proven, trusted partner and reliable asset. Get to know more about Softjourn's Application Support and Maintenance Services.
Our technology stack at Softjourn is designed to empower us to deliver world-class services to our clients. With a strong focus on innovation and efficiency, we continually adapt our expertise to stay ahead of the curve. Discover the Technologies and Frameworks we utilize, and learn how we can bring your ideas to life.
Partnership & Recognition
