Softjourn
Finance

Financial Software Development

For more than 15 years, we’ve provided financial consulting and development to some of the leading global fintechs and financial institutions. We offer project-specific solutions or augment in-house tech teams to help our clients stay relevant and competitive in areas such as expense management, prepaid cards, payments processing, and integration.
For more than 15 years, we’ve provided financial consulting and development to some of the leading global fintechs and financial institutions. We offer project-specific solutions or augment in-house tech teams to help our clients stay relevant and competitive in areas such as expense management, prepaid cards, payments processing, and integration.
What We Do Talk to Our Experts

Some of Our Financial Clients
Pex Finance Logo
Chromeriver Fintech
Icard Finance Software Dev Logo
Svb Logo 2
Upc Finance
Maegan Fintech App Development

Softjourn Financial Expertise

Since 2005 we’ve collaborated with fintech companies and financial institutions, providing project-specific solutions or augmenting in-house tech teams to help them remain relevant and competitive. They rely on our technical and domain knowledge to implement their product roadmaps, continuously update technology to make maintenance easier, improve UI/UX, build integrations, and add those killer features that help our client stand out from the crowd.

Secure Payments
With our payments experience, fintech newcomers to the Money Transfer Operators space develop powerful technology for handling money transfer processes such as new client onboarding, security measures like KYC, and much more.
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Expense Management
As a main development partner for PEX and Emburse for over a decade, we know expense management systems top to bottom. From maintaining legacy software to developing innovative solutions, our expense management clients lean on us for expertise to maintain and grow their leadership in the market.
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Prepaid Cards
By leveraging our decade of prepaid card expertise, we transform our clients into successful next generation workforce spending platforms by developing a robust SaaS model that lets their customers distribute prepaid cards, control their use, monitor activity in real time, and streamline expense reconciliations.
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Payment Processing
Since 2009, we have continually enhanced and maintained our clients' transaction and card processing systems. We reduce time and cost associated with switching to new solutions, develop simulators to test hardware needs, and create all-in-one dashboards to provide clients with real-time information.
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Money Transfer Operators (MTO)
With our payments experience, fintech newcomers to the Money Transfer Operators space develop powerful technology for handling money transfer processes such as new client onboarding, security measures like KYC, and much more.
Know Your Customer
KYC is a global concern regarding fraud, money laundering and terrorist financing. We are adept in both KYC compliance and, in the process, enhancing the customer experience. Solutions can include AI-based questionnaires that adapt to customer responses or blockchain systems that speed up verification of customer data, required to prevent fraud.
Open API/PSD2
Open Banking, mandatory in Europe under PSD2, is now revolutionizing American banking. We help implement Open Banking in ways that make customer experiences more personalized and transactions more secure. We do this by creating a system that facilitates a network of the financial institution’s data through the use of our fine-grained, access-controlled APIs.

Want to know how our financial experts can help your project?

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Why Our Clients Choose Us
Financial companies leverage our knowledge and best practices. We help our clients—payment processors, banks, transaction acquirers and prepaid card service providers—to increase market share.
How We Help?
We focus on new technology applications. Applications may be related to biometrics including voice or hand swiping to make payments, or applying AI to disputes or helping financial institutions to prevent fraudulent transactions.
How We Apply Our Creativity
Researching new technologies, and developing POCs and prototypes enables us to better advise our clients and work with them to design and deploy new technologies which helps them to remain competitive.
Why Our Clients Choose Us
Financial companies leverage our knowledge and best practices. We help our clients—payment processors, banks, transaction acquirers and prepaid card service providers—to increase market share.
How We Help?
We focus on new technology applications. Applications may be related to biometrics including voice or hand swiping to make payments, or applying AI to disputes or helping financial institutions to prevent fraudulent transactions.
How We Apply Our Creativity
Researching new technologies, and developing POCs and prototypes enables us to better advise our clients and work with them to design and deploy new technologies which helps them to remain competitive.

What We Offer

Whether upgrading an existing code or creating a new one, the most important expertise we offer is a proven approach to mitigating risk and containing costs.
Often clients don’t know what product they need, but do know the results they want. Our job is to help define the product and develop optimal solutions to get those results.
To compete, our clients continually need to provide new and better services. We have our own R&D Centers – started in 2008 – which uniquely positions us to do just that.
Our developers and illustrators are experts at UI and UX design. They will work with you to understand your needs in going from idea to prototype to deployment faster and at less cost.
Financial software development has grown exponentially in recent decades. Softjourn is the solution to help you define and develop forward-thinking technology that gets real-world results.
Our core belief is that analyzing and testing is critical because the essential role of software is so important. In the process, our Quality Assurance team helps you create superior products.
Since day one, we’ve been providing application support and maintenance services to each customer on every project. It’s why we’re a proven, trusted partner and reliable asset.