Softjourn
Finance

Financial Software Development Services

For more than 15 years, we’ve provided financial consulting and development to some of the leading global fintechs and financial institutions. We offer project-specific solutions or augment in-house tech teams to help our clients stay relevant and competitive in areas such as expense management, prepaid cards, payments processing, and integration.
For more than 15 years, we’ve provided financial consulting and development to some of the leading global fintechs and financial institutions. We offer project-specific solutions or augment in-house tech teams to help our clients stay relevant and competitive in areas such as expense management, prepaid cards, payments processing, and integration.

Some of Our       

Financial Clients:

Tacit Innovation - Softjourn's fintech client
Ukrainian Processing Centre (UPC) - Softjourn financial client logo
PEX - softjourn's prepaid client
iKobo - Softjourn's financial client
Centreback - Softjourn's financial client logo
Barracuda FX - Softjourn's financial client
Viamericas - Softjourn's money transfer system client
PayPartners - Softjourn prepaid card client logo
Bullet
iCARD
Emburse
CentreBack
Card Tent - Softjourn's financial client

Softjourn Financial Expertise

Since 2005 we’ve collaborated with fintech companies and financial institutions, providing project-specific solutions or augmenting in-house tech teams to help them remain relevant and competitive. They rely on our technical and domain knowledge to implement their product roadmaps, continuously update technology to make maintenance easier, improve UI/UX, build integrations, and add those killer features that help our clients stand out from the crowd.

Some of the Features We Can Develop

Analytics & Reporting
Analytics & Reporting
An analytics and reporting feature allows application users to go through a vast amounts of data swiftly. With a better understanding of where and how the money goes, it’s easier to make strategic decisions. In addition, our team can help you leverage insights into performance to quickly identify critical errors and solve them to improve your application’s performance.
Automation
Automation
Reduce the manual work by automating a variety of your app’s functions. Instead of manually choosing options, our team can automate workflows to ensure all reports are in line with corporate demands. Our developers understand where fintech apps need automation to reduce the time necessary for creating reports, authorization, and managing risks.
Rules Builder
Rules Builder
With a rules builder, creating, submitting, and managing documentation within one platform was never more accessible. With our expertise in expense management and prepaid card issuance, we know where the pain points are and how to manage them. Set business rules to support the spending limits on where and when cards can be used.
Integrations
Integrations
Our experts worked on integrating a number of different tools for our clients to support faster decision-making, cost-effectiveness, and increased productivity. As a result, we can create direct integrations with some of the biggest platforms and API-based integrations that your users can easily activate and deactivate. We can audit your current solution and provide different scenarios for fast and secure implementation.
Dashboards
Dashboards
Use a dashboard to access, manage, develop and review data on your platform. We know how to empower your developer with in-depth information and documentation so they can have everything under control.
Search & DB Improvement
Search & DB Improvement
Data is important to achieving business goals. By leveraging our experience, we can ensure compliance, reduce downtime and work to prevent data losses. Improvements can be made to make your data storage well-structured, consistent, accessible and compliant.
Admin/Customer mobile apps
Admin/Customer mobile apps
Allowing customers to spin things the way they want is our mission. We can create applications that offer flexibility at every level. Admin application allows more control over rules and automation, increased safety, and access to critical information and insights crucial for business development.
Security and Risk Control
Security and Risk Control
Our goal is to ensure our client’s growth while balancing risk and compliance. We leverage our experience to build tools for mitigating risk and help protect against fraud and loss of revenue. By improving fraud detection and removing complexity while supporting compliance requirements, you can offer a more streamlined journey.
Onboarding Process
Onboarding Process
Reducing the time per task for administrators is crucial for each client. The team at Softjourn knows how valuable easy onboarding is to create a customized experience. We can develop Admin app or master control application where all platform customization would take place.

Want to know how our financial experts can help your project?

Why Our Clients Choose Us
Financial companies leverage our knowledge and best practices. We help our clients—payment processors, banks, transaction acquirers and prepaid card service providers—to increase market share.
How We Help?
We focus on new technology applications. Applications may be related to biometrics including voice or hand swiping to make payments, or applying AI to disputes or helping financial institutions to prevent fraudulent transactions.
How We Apply Our Creativity
Researching new technologies, and developing POCs and prototypes enables us to better advise our clients and work with them to design and deploy new technologies which helps them to remain competitive.
Why Our Clients Choose Us
Financial companies leverage our knowledge and best practices. We help our clients—payment processors, banks, transaction acquirers and prepaid card service providers—to increase market share.
How We Help?
We focus on new technology applications. Applications may be related to biometrics including voice or hand swiping to make payments, or applying AI to disputes or helping financial institutions to prevent fraudulent transactions.
How We Apply Our Creativity
Researching new technologies, and developing POCs and prototypes enables us to better advise our clients and work with them to design and deploy new technologies which helps them to remain competitive.

What Services We Offer

The most crucial skill we provide is a tried-and-true method for reducing risk and keeping costs under control, regardless of whether we're updating an old code or developing a new one. Our clients can count on us to provide high-quality financial software that fits their needs and budgets thanks to our proven approach.
Softjourn's competence as a software development firm with a focus on financial technology comes in assisting our clients in defining and creating the best solutions to achieve their expected objectives. Even if customers are unsure of the exact product they require, our team is experienced at finding the best solution and delivering it.
As a leader in the financial technology industry, our clients rely on us to help them stay competitive by continuously offering new and improved services. We have a distinct advantage when it comes to creating cutting-edge solutions that satisfy the changing needs of our client's thanks to our internal research and development centers, which were created in 2008.
Our team of designers and illustrators has extensive UI and UX design experience, as a result that Softjourn has a heavy emphasis on developing software for financial technology companies. We are able to swiftly and effectively take ideas from concept to prototype to deployment while lowering expenses by working closely with our clients to completely understand their demands. We can provide great user experiences that boost business outcomes thanks to our knowledge in this field.
Financial software development industry has grown exponentially in recent decades. Softjourn is the solution to help you define and develop forward-thinking technology that gets real-world results.
We at Softjourn think that careful software evaluation, quality assurance, and analysis are essential to the performance of any software development project. We recognize software's crucial role in generating company success because we are authorities in the financial technology sector. In order to guarantee that the products we supply are of the greatest quality and aid our clients in achieving exceptional results, our committed quality assurance team collaborates closely with them.
We have a long history of offering our clients top-notch application support and maintenance services as a software development firm focusing on financial technology. We have committed to guaranteeing the continued success of every project we work on from the beginning. In addition, our commitment to providing excellent customer service has made us known as a dependable and trustworthy partner. The assistance and upkeep that our clients require to keep their software operating efficiently and successfully are always available from our team.

Financial Insights

Thought-Leadership
The Biggest Payments Industry Trends of 2023 & How to Implement Them Now
The Biggest Payments Industry Trends of 2023 & How to Implement Them Now
by Yuri Kropelnytsky, Softjourn's Payments Expert
As payments become faster and more efficient, financial institutions will continue to develop new solutions to make payments as simple and seamless as possible.
Thought-Leadership
5 Prepaid Card Industry Trends for 2023
5 Prepaid Card Industry Trends for 2023
by Yuri Kropelnytsky, Softjourn's Payments Expert

From gig work and millennial preferences to virtual cards and prepaid-as-a-service, here are five trends prepaid card providers can capitalize on in 2022 and beyond.

Thought-Leadership
Grow Your Business with Payment Orchestration
Grow Your Business with Payment Orchestration
by Yuri Kropelnytsky, Softjourn's Payments Expert

Achieving optimized payment flow is the ultimate goal of every merchant. Payment orchestration helps leverage new technologies to prevent fraud, increase authorization rates, and offer a satisfying customer experience.

Tech-Content
PCI Compliance Levels: A Complete Guide
PCI Compliance Levels: A Complete Guide
by Yuri Kropelnytsky, Softjourn's Payments Expert

Do you know which PCI compliance level you fall into? Our complete guide tells you everything you need to know about PCI DSS

Tech-Content
How to Build Your Own Payment Gateway
How to Build Your Own Payment Gateway
by Yuri Kropelnytsky, Softjourn's Payments Expert
Interested in building your own payment gateway from scratch? In this article, we’ll answer many questions to give you the full picture of what is necessary to build your own payment gateway solution from scratch.
Thought-Leadership
How to Develop A Fintech App - Everything You Need To Know
How to Develop A Fintech App - Everything You Need To Know
by Yuri Kropelnytsky, Softjourn's Payments Expert
We understand that developing a fintech app is not an easy process, and in this guide we hope to share some of the insights we have gathered over our nearly two decades of experience in the financial industry.
Thought-Leadership
How Is Hyper-Personalization Changing the Banking Landscape?
How Is Hyper-Personalization Changing the Banking Landscape?
by Yuri Kropelnytsky, Softjourn's Payments Expert

Hyper-personalization has become integral not only for banks but for everyone offering services in the finance industry. Banks are now focusing on the customer experience to offer their users tailor-made services that make a difference.

Thought-Leadership
Banking AI: The New Face of Money Management
Banking AI: The New Face of Money Management
by Yuri Kropelnytsky, Softjourn's Payments Expert

The advent of mobile banking has inspired many changes within the banking industry. Millennials rely heavily on mobile banking, and some of the larger banks have invented ways to both engage and help this demographic with their finances.