Financial Software Development Services

Some of Our

Financial Clients:

Financial Technology Consulting

Accelerate your digital transformation with Softjourn’s expert consultants who bring two decades of financial software development experience to every project. We will help you leverage a team that understands how to get you from start to finish.

Payment Security

With our payments experience, fintech newcomers to the Money Transfer Operators space develop powerful technology for handling money transfer processes such as new client onboarding, security measures like KYC, and much more.

Expense Management

As a main development partner for PEX and Emburse for over a decade, we know expense management systems top to bottom. From maintaining legacy software to developing innovative solutions, our expense management clients lean on us for expertise to maintain and grow their leadership in the market.

Prepaid Cards

By leveraging our decade of prepaid card expertise, we transform our clients into successful next generation workforce spending platforms by developing a robust SaaS model that lets their customers distribute prepaid cards, control their use, monitor activity in real time, and streamline expense reconciliations.

Payment Processing

Since 2009, we have continually enhanced and maintained our clients' transaction and card processing systems. We reduce time and cost associated with switching to new solutions, develop simulators to test hardware needs, and create all-in-one dashboards to provide clients with real-time information.

Money Transfer Operators (MTO)

With our payments experience, fintech newcomers to the Money Transfer Operators space develop powerful technology for handling money transfer processes such as new client onboarding, security measures like KYC, and much more.

Know Your Customer

KYC is a global concern regarding fraud, money laundering and terrorist financing. We are adept in both KYC compliance and, in the process, enhancing the customer experience. Solutions can include AI-based questionnaires that adapt to customer responses or blockchain systems that speed up verification of customer data, required to prevent fraud.

Open API/PSD2

Open Banking, mandatory in Europe under PSD2, is now revolutionizing American banking. We help implement Open Banking in ways that make customer experiences more personalized and transactions more secure. We do this by creating a system that facilitates a network of the financial institution’s data through the use of our fine-grained, access-controlled APIs.

Digital Wallets

With the world swiftly transforming, digital wallets are becoming a new banking norm, allowing customers to do many things on the go. With more than a decade of developing fintech solutions, Softjourn’s experts know how to build flexible, scalable, and reliable solutions.

Our Financial Case Studies

Prepaid Cards

PayPartners: Innovative Prepaid Solution

PayPartners wanted to build a financial solution that included prepaid card processing, managed the entire payment processing lifecycle, and enabled employers to issue payment cards to overseas employees.

Technologies:

JavaScript PHP PostgreSQL Ajax

Prepaid Cards

PEX: Xamarin for Building Expense Management App

Using their previous experience building prepaid card API, Softjourn paired with PEX to develop a user‑friendly interface for phones and tablets that allowed companies to make use of prepaid cards to better track employee spending.

Technologies:

Xamarin C# .NET

Payment Processing

UPC: Improving Payment Processing with Server Maintenance

To keep UPC’s customers happy with the system and keep maintenance costs down, UPC collaborated with Softjourn to migrate and update the processes associated with eCommerce Connect. Softjourn’s original area of financial expertise is payment processing, especially when it comes to technology that enables a quick and accurate transaction.

Technologies:

Java Oracle Vue.js

Accounting Platform

Bullet: Adapting to New Irish Payroll System Requirements

Bullet developed an accounting product for Irish companies that has all of the accounting rules (invoicing, payments, reporting, bank reconciliation, receipt tracking, and mileage tracking) built into its workflows. The existing accounting software was updated according to the legal requirements.

Technologies:

Java8 Spring4 Hibernate Stripe SDK

Payments

UPC: Adding Buy Now Pay Later to Meet Consumer Demand

UPC can now offer buy now pay later to its clients, providing yet another way for all involved in the financial ecosystem to interact and exchange goods and services. This helps our client remain at the forefront of the financial industry.

Technologies:

Confidential

Expense Platform

How an Expense Management Leader Optimized Their Elasticsearch Through a Massive Upgrade.

Softjourn developed a customized comparison tool to help our expense management client upgrade their Elasticsearch from version 2.3.4 to version 7.9. With our handy tool, we made sure the client's user experience was not impacted during the upgrade. Through this upgrade, the client can be confident that their system will be resilient, scalable, and secure for years to come.

Technologies:

Java Elasticsearch AWS S3 AWS SQ3

Expense Platform

Taking Over the Development and Support of an Existing Expense Management Platform

The client approached Softjourn for a dedicated development team to support its cloud-based expense management automation product. After a merger and an acquisition, their internal team was moved to other in-house tasks, leaving the company’s core product with minimal support.

Technologies:

.NET

Expense Platform

How a Leader in Fintech Gained a Competitive Edge by Integrating Services

Our financial client wanted to keep up with the competition by integrating with popular payment services. Working with a partner helped them avoid common pitfalls during tricky integrations.

Technologies:

Java Spring AWS

Expense Platform

Case Study: Benefits of Performance Testing in Financial Projects

Every financial application that is consistently growing and getting new functionalities requires checkups. For companies that are developing complex applications and large systems, having a sustainable application with a high amount of users is the prime concern.

Technologies:

Python Locust BlazeMeter

Analytics Platform

Case Study: How a Custom Analytics Tool Brought Great Value to an Financial Platform

Developing software in finance can be complex as it requires deep industry expertise and hands-on development knowledge; this is why the client turned to Softjourn as a trusted software development partner to develop new analytics and reporting platform.

Technologies:

Python AWS: Lambda Snowflake React

Expense Platform

Case Study: Introduce New Currencies for Customers’ Direct Pay Bank Accounts

Adding new currencies to Direct Pay bank accounts which automates payments in multiple currencies so international companies can use it in different countries without having to set up new accounts separately.

Technologies:

Java Spring AWS Wise API

Payments Platform

Card Tent Partners With Softjourn to Develop Its Global Payments Platform.

By working with an expert, financial software development team, Card Tent was able to overcome the difficulties of integrating white-label products on top of third-party software.

Technologies:

Node.js JavaScript Typescript React

Automated Testing

Case Studies: Automated Testing in Financial Industry

The benefits of automation in finance are best seen when it comes to regressive testing, which helps cut testing time and simplify the testing process. Changes to the code can affect the normal functionality of an application, and regression testing ensures that there will be no unexpected errors or bugs.

Technologies:

Confidential Information

Some of the Features We Can Develop

Analytics & Reporting

An analytics and reporting feature allows application users to go through a vast amounts of data swiftly. With a better understanding of where and how the money goes, it’s easier to make strategic decisions. In addition, our team can help you leverage insights into performance to quickly identify critical errors and solve them to improve your application’s performance.

Automation

Reduce the manual work by automating a variety of your app’s functions. Instead of manually choosing options, our team can automate workflows to ensure all reports are in line with corporate demands. Our developers understand where fintech apps need automation to reduce the time necessary for creating reports, authorization, and managing risks.

Rules Builder

With a rules builder, creating, submitting, and managing documentation within one platform was never more accessible. With our expertise in expense management and prepaid card issuance, we know where the pain points are and how to manage them. Set business rules to support the spending limits on where and when cards can be used.

Integrations

Our experts worked on integrating a number of different tools for our clients to support faster decision-making, cost-effectiveness, and increased productivity. As a result, we can create direct integrations with some of the biggest platforms and API-based integrations that your users can easily activate and deactivate. We can audit your current solution and provide different scenarios for fast and secure implementation.

Dashboards

Use a dashboard to access, manage, develop and review data on your platform. We know how to empower your developer with in-depth information and documentation so they can have everything under control.

Search & DB Improvement

Data is important to achieving business goals. By leveraging our experience, we can ensure compliance, reduce downtime and work to prevent data losses. Improvements can be made to make your data storage well-structured, consistent, accessible and compliant.

Admin/Customer mobile apps

Allowing customers to spin things the way they want is our mission. We can create applications that offer flexibility at every level. Admin application allows more control over rules and automation, increased safety, and access to critical information and insights crucial for business development.

Security and Risk Control

Our goal is to ensure our client’s growth while balancing risk and compliance. We leverage our experience to build tools for mitigating risk and help protect against fraud and loss of revenue. By improving fraud detection and removing complexity while supporting compliance requirements, you can offer a more streamlined journey.

Onboarding Process

Reducing the time per task for administrators is crucial for each client. The team at Softjourn knows how valuable easy onboarding is to create a customized experience. We can develop Admin app or master control application where all platform customization would take place.

Want to know how our financial experts can help your project?

Contact Us

Engagement Models

Need technical skills or expertise? A dedicated team with financial software development experience can help extend resources, and can work seamlessly with your company under your guidance or ours. This model is ideal when planning long-term or larger scope projects, have several projects or a pool of tasks, or don’t have a clear vision of future project objectives.

Fixed cost pricing is best suited for financial projects with a strictly defined scope that won’t change. The main advantage is it allows clients to plan and set an exact budget. If the scope is undefined, we can also work with you to develop high-level specs. Once agreed upon, we send a proposal that provides a snapshot of time, costs, team structure, and deliverables.

This model usually applies for prototypes, when a client, and thus our developers, don’t have a clearly defined scope. The client pays for work completed, based on agreed upon benchmarks. So they play a greater role in the development of software solutions and carry all risks related to the scope of work. The client is assigned a team and is billed for actual time accrued.

Why Our Clients Choose Us

Financial companies leverage our knowledge and best practices. We help our clients—payment processors, banks, transaction acquirers and prepaid card service providers—to increase market share.

How We Help?

We focus on new technology applications. Applications may be related to biometrics including voice or hand swiping to make payments, or applying AI to disputes or helping financial institutions to prevent fraudulent transactions.

How We Apply Our Creativity

Researching new technologies, and developing POCs and prototypes enables us to better advise our clients and work with them to design and deploy new technologies which helps them to remain competitive.

Why Our Clients Choose Us

Financial companies leverage our knowledge and best practices. We help our clients—payment processors, banks, transaction acquirers and prepaid card service providers—to increase market share.

How We Help?

We focus on new technology applications. Applications may be related to biometrics including voice or hand swiping to make payments, or applying AI to disputes or helping financial institutions to prevent fraudulent transactions.

How We Apply Our Creativity

Researching new technologies, and developing POCs and prototypes enables us to better advise our clients and work with them to design and deploy new technologies which helps them to remain competitive.

What Services We Offer

Consulting

The most crucial skill we provide is a tried-and-true method for reducing risk and keeping costs under control, regardless of whether we're updating an old code or developing a new one. Our clients can count on us to provide high-quality financial software that fits their needs and budgets thanks to our proven approach.

Definitions/Specs

Softjourn's competence as a software development firm with a focus on financial technology comes in assisting our clients in defining and creating the best solutions to achieve their expected objectives. Even if customers are unsure of the exact product they require, our team is experienced at finding the best solution and delivering it.

Research & Development

As a leader in the financial technology industry, our clients rely on us to help them stay competitive by continuously offering new and improved services. We have a distinct advantage when it comes to creating cutting-edge solutions that satisfy the changing needs of our client's thanks to our internal research and development centers, which were created in 2008.

UI/UX Design

Our team of designers and illustrators has extensive UI and UX design experience, as a result that Softjourn has a heavy emphasis on developing software for financial technology companies. We are able to swiftly and effectively take ideas from concept to prototype to deployment while lowering expenses by working closely with our clients to completely understand their demands. We can provide great user experiences that boost business outcomes thanks to our knowledge in this field.

Software Development

Financial software development industry has grown exponentially in recent decades. Softjourn is the solution to help you define and develop forward-thinking technology that gets real-world results.

Quality Assurance

We at Softjourn think that careful software evaluation, quality assurance, and analysis are essential to the performance of any software development project. We recognize software's crucial role in generating company success because we are authorities in the financial technology sector. In order to guarantee that the products we supply are of the greatest quality and aid our clients in achieving exceptional results, our committed quality assurance team collaborates closely with them.

Application Maintenance

We have a long history of offering our clients top-notch application support and maintenance services as a software development firm focusing on financial technology. We have committed to guaranteeing the continued success of every project we work on from the beginning. In addition, our commitment to providing excellent customer service has made us known as a dependable and trustworthy partner. The assistance and upkeep that our clients require to keep their software operating efficiently and successfully are always available from our team.

Financial Insights

Thought-Leadership