Financial Software Development Services

Finance

Financial Software Development

For more than 15 years, we’ve provided financial consulting and development to some of the leading global fintechs and financial institutions. We offer project-specific solutions or augment in-house tech teams to help our clients stay relevant and competitive in areas such as expense management, prepaid cards, payments processing, and integration.

What We Do Talk to Our Experts

Some of Our Financial Clients

Softjourn Financial Expertise

Secure Payments

With our payments experience, fintech newcomers to the Money Transfer Operators space develop powerful technology for handling money transfer processes such as new client onboarding, security measures like KYC, and much more.

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Expense Management

As a main development partner for PEX and Emburse for over a decade, we know expense management systems top to bottom. From maintaining legacy software to developing innovative solutions, our expense management clients lean on us for expertise to maintain and grow their leadership in the market.

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Prepaid Cards

By leveraging our decade of prepaid card expertise, we transform our clients into successful next generation workforce spending platforms by developing a robust SaaS model that lets their customers distribute prepaid cards, control their use, monitor activity in real time, and streamline expense reconciliations.

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Payment Processing

Since 2009, we have continually enhanced and maintained our clients' transaction and card processing systems. We reduce time and cost associated with switching to new solutions, develop simulators to test hardware needs, and create all-in-one dashboards to provide clients with real-time information.

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Money Transfer Operators (MTO)

Our Financial Case Studies

PayPartners: Innovative Prepaid Solution

PayPartners wanted to build a financial solution that included prepaid card processing, managed the entire payment processing lifecycle, and enabled employers to issue payment cards to overseas employees.

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PEX: Xamarin for Building Expense Management App

Using their previous experience building prepaid card API, Softjourn paired with PEX to develop a user‑friendly interface for phones and tablets that allowed companies to make use of prepaid cards to better track employee spending.

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UPC: Improving Payment Processing with Server Maintenance

To keep UPC’s customers happy with the system and keep maintenance costs down, UPC collaborated with Softjourn to migrate and update the processes associated with eCommerce Connect. Softjourn’s original area of financial expertise is payment processing, especially when it comes to technology that enables a quick and accurate transaction.

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Bullet: Adapting to New Irish Payroll System Requirements

Bullet developed an accounting product for Irish companies that has all of the accounting rules (invoicing, payments, reporting, bank reconciliation, receipt tracking, and mileage tracking) built into its workflows. The existing accounting software was updated according to the legal requirements.

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Want to know how our financial experts can help your project?

Engagement Models

Need technical skills or expertise? A dedicated team with financial software development experience can help extend resources, and can work seamlessly with your company under your guidance or ours. This model is ideal when planning long-term or larger scope projects, have several projects or a pool of tasks, or don’t have a clear vision of future project objectives.

Fixed cost pricing is best suited for financial projects with a strictly defined scope that won’t change. The main advantage is it allows clients to plan and set an exact budget. If the scope is undefined, we can also work with you to develop high-level specs. Once agreed upon, we send a proposal that provides a snapshot of time, costs, team structure, and deliverables.

This model usually applies for prototypes, when a client, and thus our developers, don’t have a clearly defined scope. The client pays for work completed, based on agreed upon benchmarks. So they play a greater role in the development of software solutions and carry all risks related to the scope of work. The client is assigned a team and is billed for actual time accrued.

Why Our Clients Choose Us

Financial companies leverage our knowledge and best practices. We help our clients—payment processors, banks, transaction acquirers and prepaid card service providers—to increase market share.

How We Help?

We focus on new technology applications. Applications may be related to biometrics including voice or hand swiping to make payments, or applying AI to disputes or helping financial institutions to prevent fraudulent transactions.

How We Apply Our Creativity

Researching new technologies, and developing POCs and prototypes enables us to better advise our clients and work with them to design and deploy new technologies which helps them to remain competitive.

Why Our Clients Choose Us

Financial companies leverage our knowledge and best practices. We help our clients—payment processors, banks, transaction acquirers and prepaid card service providers—to increase market share.

How We Help?

How We Apply Our Creativity

What We Offer

Consulting

Whether upgrading an existing code or creating a new one, the most important expertise we offer is a proven approach to mitigating risk and containing costs.

Definitions/Specs

Often clients don’t know what product they need, but do know the results they want. Our job is to help define the product and develop optimal solutions to get those results.

Research & Development

To compete, our clients continually need to provide new and better services. We have our own R&D Centers – started in 2008 – which uniquely positions us to do just that.

UI/UX Design

Our developers and illustrators are experts at UI and UX design. They will work with you to understand your needs in going from idea to prototype to deployment faster and at less cost.

Software Development

Financial software development has grown exponentially in recent decades. Softjourn is the solution to help you define and develop forward-thinking technology that gets real-world results.

Quality Assurance

Our core belief is that analyzing and testing is critical because the essential role of software is so important. In the process, our Quality Assurance team helps you create superior products.

Application Maintenance

Since day one, we’ve been providing application support and maintenance services to each customer on every project. It’s why we’re a proven, trusted partner and reliable asset.

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Softjourn is very good at the management piece and has a lot of strong knowledge in the financial area. As well Softjourn shows a lot of experience in multiple programming languages and in combining them in to one product.

Toffer Grant
Founder at PEX

The work Softjourn has done to this point has helped us streamline our operations and has eliminated the need for us to hire customer service reps. Through the efforts of Softjourn we are able to extend more control to our clients which allows them to better manage their payment process."

Ryan Power
CEO at PayPartners

Since 2010 Softjourn team have been maintaining the processing system which is a core of our business; they’ve done a great job so far! We value the knowledge transfer process as well as excellent development skills!

Andriy Berezyuk
Business Development Director at UPC

Results are fantastic. On either iPhones or Android phones, the app is easy to use and really attractive. We’re increasing our activity in the consumer market, and these great-looking, great-functioning apps will help us expand our reach.

Executive
iCARD