Softjourn
Consulting

Transform Your Business with Fintech Consulting

Fintech is rapidly changing. While some companies still operate using traditional approaches, others are accepting digital-first approach. After almost two decades in the fintech industry, our fintech advisors can review your fintech idea, solution or upcoming aquisition or merger. Whether you’re a promising startup or a big comany that needs to digitize their systems. Our job is always to spot challenges, assist with ever-changing regulation and always find the right solution for your business.
Fintech is rapidly changing. While some companies still operate using traditional approaches, others are accepting digital-first approach. After almost two decades in the fintech industry, our fintech advisors can review your fintech idea, solution or upcoming aquisition or merger. Whether you’re a promising startup or a big comany that needs to digitize their systems. Our job is always to spot challenges, assist with ever-changing regulation and always find the right solution for your business.

Some of Our

Fintech Clients:

Tacit Innovation - Softjourn's fintech client
Ukrainian Processing Centre (UPC) - Softjourn financial client logo
PEX - softjourn's prepaid client
iKobo - Softjourn's financial client
Barracuda FX - Softjourn's financial client
Viamericas - Softjourn's money transfer system client
PayPartners - Softjourn prepaid card client logo
Bullet
iCARD
Emburse
svb
CentreBack
Card Tent - Softjourn's financial client

Fintech Consulting for Specific Client Needs

Finance and technology work differently depending on the industry. While some companies operate only in finance sector, other need financial applications for certain projects. Bringing consultants can help to clarify your idea whether you’re a startup or a big company. Our main goal is to identify challenges and provide clients with possible solutions. 

Here's how our fintech advisors can bring your idea to life

Highly-Requested Guidance We Provide to Fintech Companies

Requirements & Features
Requirements & Features

At Softjourn, we are committed to providing clients with a complete range of services that help build up business value. From project requirements to software features, our experts will support you in giving your ideas a shape. 

Build vs. Buy vs. Hybrid
Build vs. Buy vs. Hybrid

Having doubts of whether to build or buy? Or do both? Our fintech consultants and business analysts will provide you with comparison of the time, speed, overall expense and ease of use of multiple solutions so can compare whether a hybrid or ready-made solution is the best choice. 

Fraud Prevention
Fraud Prevention

Figthing fraud is important for anyone building fintech solution. We have in-house experts that will help you mitigate the risks and successfully prevent fraud in payment processing and validation. Also, we can advise you on how to use ML and AI to spot transaction anomalies and keep your users safe. 

Emerging Technologies
Emerging Technologies

Blockchain, AI, ML, OCR and Data analysis will allow your business to operate quickly, efficiently and with a higher impact. Our teams can help you understand how these technologies can support your business and help provide you with a comprehensive implementation roadmap.

Reduce Product Expenses
Reduce Product Expenses

Multi-dimentional approach provides pur team with unique insights into your processes to suggest best practices. By using automation and understanding your internal process, we can show you how to reduce human-labor costs so you could optimize infrastructure spending. 

Customized Approach
Customized Approach

Every project is different and our teams are ready to leverage our domain experience and explore different technologies, approaches, and projects to provide our clients with the highest level of consulting services.

Want to know how our fintech consultants can help your project?

Our Fintech Insights

Thought-Leadership
Top 5 Payments Industry Trends to Keep an Eye on in 2022
Top 5 Payments Industry Trends to Keep an Eye on in 2022
by Yuri Kropelnytsky, Softjourn's Payments Expert
As payments become faster and more efficient, financial institutions will continue to develop new solutions to make payments as simple and seamless as possible.
Case-Study
How to Define Your Software Integration Process
How to Define Your Software Integration Process
by Lyubomyr Nykyforuk, Solutions Architect
Dedicating time at the front end can pay off with a project delivered on time, on budget and with minimum frustration
Whitepaper
Unlock the Power of Your Data with Data Workflow Orchestration
Unlock the Power of Your Data with Data Workflow Orchestration
by Lyubomyr Nykyforuk, Solutions Architect
Data workflow orchestration is an automated process in which software programmatically combines and organizes data from multiple storage locations and distributed systems to prepare that data for analysis.
Thought-Leadership
How Is Hyper-Personalization Changing the Banking Landscape?
How Is Hyper-Personalization Changing the Banking Landscape?
by Yuri Kropelnytsky, Softjourn's Payments Expert

Hyper-personalization has become integral not only for banks but for everyone offering services in the finance industry. Banks are now focusing on the customer experience to offer their users tailor-made services that make a difference.

Thought-Leadership
Grow Your Business with Payment Orchestration
Grow Your Business with Payment Orchestration
by Yuri Kropelnytsky, Softjourn's Payments Expert

Achieving optimized payment flow is the ultimate goal of every merchant. Payment orchestration helps leverage new technologies to prevent fraud, increase authorization rates, and offer a satisfying customer experience.

Thought-Leadership
How and Why Is Open Banking Reshaping Finance?
How and Why Is Open Banking Reshaping Finance?
by Emmy Gengler, CEO
Financial institutions in Europe, including the UK, may have had concerns initially about open banking, but, with the adoption of PSD2—which, among other things, requires financial institutions to open their data to third parties—they had no choice but to comply.

Fintech FAQ

Softjourn’s fintech consultants will analyze your current system and advise you on on fintech services and how to apply different solutions based on your budget, business plan and tech capabilities of your team. 

Once you identify your problem, find a fintech consulting company with specific domain experience in your domain. 

Depending on the size of your company, you can use Blockchain in many different ways. We advise our fintech clients to use it for security, sales and trading, tokenization, domestic retail payments, credit scoring and predictions, insurance and many other uses. 

If you want to build a fintech solution, the first thing we advise you to do is find a specific niche or particular problem of the industry you want to solve. Then, create a list of requirements and features you want to include. 

Usng machine learning and artificial intelligence, we can help you create a system ready to analyze thousands of transactions per second to flag any problematic behaviour. With a list of potentially problematic transactions, you can later employ your team to check them and keep your clients secure. 

Using open APIs can prove to be most cost efficient and time saving as ti allows businesses to focus on providing high-level services for customers while reducing the need to invest in additional tools. Our consultants will analyze your system and provide you with the right information on how to optimize your system. 

If you want to use biometric to additionally secure prepaid cards, we can help you set up biometrics in your payment system. Users will use their biometric information instead of pin to keep their financial information protected.