UPC: Improving Payment Processing with Server Maintenance

To shorten payment processing times, Softjourn updated servers for one of Ukraine’s biggest payment processors to enable easier, cheaper long-term maintenance
Ukrainian Processing Center
Ukrainian Processing Center

The Ukrainian Processing Center supports banks in Ukraine and other Central and Eastern Europe countries with processing services and software. It currently serves 24 banks in Ukraine and 10 banks in Eastern Europe, providing card payment, merchant acquiring, ATM channel management and ecommerce services. 

Shopping online is quickly becoming the largest global channel for retail, albeit at different speeds in different countries. But it’s estimated that by 2040, 95% of purchases will be facilitated by ecommerce.1 By 2022, U.S. consumers will pay for online goods mainly with debit cards (30%), but credit cards (22%) and UPC provides world-class card processing services to Banks and large Acquiring Networks in CEE that serve millions of consumers and businesses, UPC’s Technical Director Sergiy Ivanovich Vetrenko said. Softjourn’s ongoing support is an important part of our success. We value their partnership in helping us address the complex software and technology needed to operate a world-class business.

The Problem

UPC created the eCommerce Connect system in 2005 to serve the growing need of supporting merchants’ ability to accept online payment via banking cards. Ecommerce is expected to surpass $4.6 trillion globally by 2022, with 140 online payment methods in use today.3 With the years, the software needed to be updated. Server performance directly impacts customer experience, and payment service providers need quick processing in order to satisfy not just their merchant customers, but the merchants’ customers. 

Expectations around credit card processing are high—merchants and customers alike want transactions to be approved almost instantaneously.The industry average for payment gateway processing times is between 1.25 and 1.5 seconds.4

merchant acquirers eastern europe

To keep UPC’s customers happy with the system and keep maintenance costs down, UPC collaborated with Softjourn to migrate and update the processes associated with eCommerce Connect.

The Solution

Softjourn’s original area of expertise is payment processing, especially when it comes to technology that enables a quick and accurate transaction. We have also worked with UPC on their Authentic, a transaction and card processing system that transmits authorization validation data among issuers, acquirers, and ATMs.

eCommerce Connect is the front end of Authentic and provides a secure checkout page. When a transaction is made, the payment gateway checks for validity, encrypts the transaction details, and saves in Authentic for payment processing.

server payment

Softjourn migrated and upgraded software related to the stability, security, and reliability of the overall system, unifying processes that were spread out over different types of software. This enhanced the processing speed of the server, ensuring that transactions were completed according to industry standards for time and swiftness.

By updating the software, UPC also ensures that ongoing and long-term maintenance of the whole processing system is easier, faster, and cheaper to complete.

The Benefits

Banking companies and institutions have a large task on their plate when it comes to upgrading legacy systems, but there are many impactful and long-term benefits to doing so. 

After Softjourn completed the server migration and upgrade, UPC received the following benefits:

  • Secure systems that adhere to regulatory requirements: Compliance with regulations was a benefit UPC was deeply invested in achieving. Since being among the first Ukrainian processing companies to earn PCI DSS compliance in 2009, UPC has maintained certification ever since. With Softjourn’s expertise, they were able to continue to ensure their transaction data, customer data, and overall systems were secure from the threat of a cyberattack.
  • Easier long-term maintenance: Because technology is current, it is less tedious and time consuming to perform regular maintenance that helps machines and software function at optimal parameters. It also helps find and resolve issues that arise over the lifespan of the machines and software, keeping customer calls to help lines at a minimum.
  • Better adaptability for new functionality in the future: With updated technology, new functionality is easier to add or integrate as it becomes available. This helps UPC remain at the forefront of the payments service business, because they can add new technology as it becomes needed.
  • More reliability for their customers’ businesses: Optimized technology runs faster, which means processes are timely and efficient. This ensures that UPC’s customers are receiving the product they expect, and are able to create easy to use and fast payment pages for their own businesses, which enables and empowers their success.

By partnering with Softjourn to augment its in-house technical team, UPC also gets:

  • Staffing to meet its exact needs. We make sure the right staff is always available to address a client’s needs. Softjourn can staff up quickly to address developing projects and staff down just as quickly when the job is completed. And clients never need to worry about human resources issues—such as staff development, wage increases and benefits—for its Softjourn staff. 
  • No learning curve. Our developers hit the ground running. Softjourn knows payments systems and technology, so we can get started quickly. 
  • Specialized skills on tap. Softjourn stands ready to provide specialized tech expertise, when needed or wanted.
  • Confidence, quality and professionalism. Softjourn’s clients never deal with third-party developers who are inexperienced and don’t know the payments space. They can count on our professionalism and the quality of our work.
  • On time and on budget. We are committed to delivering on time and on budget for every client assignment we undertake. 
  • Protection of client work products. Our work on behalf of our clients belongs exclusively to those clients and their intellectual property is protected. 

Since 2010 Softjourn team have been maintaining the processing system which is a core of our business; they’ve done a great job so far! We value the knowledge transfer process as well as excellent development skills! said Andriy Berezyuk, Business Development Director at UPC.


Softjourn and UPC's collaboration continues to this day. We have several new projects with UPC in the pipeline, and continue to maintain and service their current systems for over 10 years. UPC saw that Softjourn had the skills and expertise to both find solutions for their growing needs, and to bring new ideas to life. 

Softjourn is a global technology services provider with over 10 years of experience working with Cards & Payments service providers. We've built creative solutions or augmented in-house technical teams to provide support and project-specific expertise resulting in revenue-generating features. 

We specialize in enabling and preserving the security of prepaid cards, developing transaction simulators to save roll-out time, and creating repeatable and strategic approaches to managing payment recovery. We help our customers—payment processors, banks, transaction acquirers, and prepaid card service providers—by leveraging our expertise to increase market share. 

Interested in how new technology can enhance your business? Contact us today!

1. European Payments Council. (2019, June). Payment Methods Report 2019.
2. Worldpay. (2018, November). Global Payments Report. FinancesOnline.
3. Spreedly. (2019, December). How Does Your Payment Gateway Stack-Up?