Payment Gateway Integration & Processing Development Services
Softjourn

Payment Processing Development

Payment gateways and processing are our original areas of expertise.

Payment Processing Development and Integration Services

With the ever-evolving innovation in payments, we understand keeping up with all that clients demand diverts your attention and your time. We can help. Developing creative custom solutions for every aspect of payment gateways is what we do – and better than most.

Businesses in every industry must get paid. From accepting customer payments, to enabling users to pay each other, we assure every aspect of a transaction is accurately handled. Whatever your role and to whatever extent you need help, we’ve got you covered. From custom solutions to integrating existing technology, we can build any application you can imagine – and then some. Throughout, security will be ironclad and users will love interacting with every system we create for you.

What Services We Provide

Payment Processing Solutions
Payment Processing Solutions
Whether you work for a bank, their customers, or their networks, we provide the seamless support you need for payments-on-the-go.
Payment Gateway Development Solutions
Payment Gateway Development Solutions
We develop affordable, custom payment gateways that help reduce payment processing costs, as well as control and exploit any relevant competitive advantage.
Payment Integration Services
Payment Integration Services
If you don’t wish to build and maintain a payment gateway, we offer turnkey solutions that take much of that work off your hands. We can also help you implement them.
Custom Payment Applications
Custom Payment Applications
If you need a unique payment application for your business, we can help build any payments application your organization can imagine.
EMV Development Services
EMV Development Services
We create development services that are “integration compliant” with EMV, as well as other consumer protection and payment standards.
Payment Processing Fraud Protection
Payment Processing Fraud Protection
Protect your customers by making payment information more secure, as well as alert them to possible fraudulent accounts and transactions.
Payment Processing Security Solutions
Payment Processing Security Solutions
Every solution we offer is safeguarded by robust security, while making sure users love interacting with every system we build.
Multi-Currency Processing Solutions
Multi-Currency Processing Solutions
If you process payments from different countries or have international customers, we can make your life easier with more efficient payment solutions.
Contactless Payments
Contactless Payments
Cashless payment solutions simplify and speed up transferring money between different parties, while reducing the need for any physical contact.
Digital/Mobile Wallets
Digital/Mobile Wallets
Another cashless solution, this software enables you and your clients to make fast, convenient, secure electronic transactions.

Development and Integration

We Integrate with Existing Payment Gateways
We Integrate with Existing Payment Gateways
Our gateway integrations enable you to expand the options you offer merchant clients and prospects quickly, economically, with minimal tech support.

When you expand your payment gateways with us, in effect, you’re sharing maintenance and developmental costs with others. Software development is our core competency, so we always have the right talent available to handle whatever your needs. Which means you never have to worry whether your staff has the right tech skills or interrupt your in-house IT needs in order to add a hot, new payment gateway.
We Develop Custom Payment Gateways
We Develop Custom Payment Gateways
Sometimes a standard integration isn’t enough. Perhaps you or your merchant clients may need a custom payment gateway. We can develop a custom payment gateway or add custom features to our third-party integrations. Either gives you the advantages of more flexibility to enhance functionality, security and the user experience.

You or your clients get the exact payment gateway needed, while our experience ensures a fast, efficient, seamless development process. As your business and ecosystem evolves, we’ll be there to keep business moving forward.

Our Systems Are Secure

Today, payment security is a matter of trust between you and your users. If you decide to continue working with existing security providers, we can help make tighter connections to their systems. If you recognize the inherent risk in exporting this function or you want more flexibility, we make sure the data protection you offer is second-to-none.

Softjourn has proven experience with the following security features/standards:

  • EMV “smartcards” are now becoming a global standard. Instead of a magnetic strip, these cards have a chip that generates a new transaction code with each use. This makes the card less susceptible to data being scanned or misused. EMV compliance is necessary to minimize fraud liability.

Payment Card Industry Data Security Standards & 3-D Secure

  • Payment Card Industry Data Security Standards (PCI DSS) is the benchmark for effectively protecting consumer payment data.
  • 3-D Secure (3DS) payments generally require a password to use a payment card. While sometimes accused of being an impediment to closing sales, two-factor authentication (2FA) provides a backstop for forgotten passwords. This authentication may combat the growing incidence of card-not-present (CNP) fraud, often carried out with card numbers hacked from organizations not using any of these technologies.

E2E, HSM & Tokenization

  • End-to-End (E2E) encryption, aka Point-to-Point (P2P), ensures payment data remains encrypted throughout the process – and as long as it’s held by any party involved.
  • A hardware security module (HSM) is technology used at the end of an E2E chain so financial institutions can store and apply encryption keys via a tamper-proof device.
  • Tokenization is an alternative to E2E encryption for specialized needs. Sensitive data is replaced by a meaningless token generated, and later validated, by a trusted authority that securely performs the actual transaction with the original data.

Banks Recognize Our Expertise

Banks turn to us for our extensive knowledge of payment ecosystems, which we adhere to the exacting standards of major financial institutions. UPC is a network services provider for the payment processing divisions of Ukrainian banks.

We built a testing infrastructure that enabled UPC to fix bugs and scale to handle transaction volume expected to hit their card-processing application. To achieve quality and quantity, we performed event logging so problems could be isolated and resolved. This involved generating transactions for Raiffeisen Bank Aval (one of Ukraine’s five largest banks) - a UPC customer - and user of the system.

We also improved payment processing to support contactless cards.

More Than Payments

Our experience working with banks goes well beyond payment processing. By implementing blockchain solutions, we can support any financial institution that sees the market potential of allowing customers to buy and sell cryptocurrencies directly from their bank accounts. 

Financial institutions and fintechs are following our research into these advanced technologies. They realize the results could very well guide future payment processing solutions. Talk to us about how we can seamlessly facilitate your corporate and B2B payments, cash management, or international bank transfers. We can also help you remain relevant with a customer base whose expectations for seamless user experience continue to rise. 

Some of the Gateways We Support

Payment Gateways Integrations
2Checkout
2Checkout
Helcim
Helcim
PayPal
PayPal
Adyen
Adyen
Moneris
Moneris
Amazon Pay
Amazon Pay
Payeezy
Payeezy
First Data
First Data
Saferpay
Saferpay
Braintree
Braintree
BluePay
BluePay
Authorize.Net
Authorize.Net
Stripe
Stripe
TSYS Payment Solutions
TSYS Payment Solutions
Vantiv
Vantiv
Chase
Chase
Visa DPS
Visa DPS
Google Wallet
Google Wallet
Bambora
Bambora
Contact us!
Contact us!

Some of Softjourn's Financial Clients

PEX
Icard
Chromeriver
UPC
Tekenable HERO
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What We Offer

Whether upgrading an existing code or creating a new one, the most important expertise we offer is a proven approach to mitigating risk and containing costs.
Often clients don’t know what product they need, but do know the results they want. Our job is to help define the product and develop optimal solutions to get those results.
To compete, our clients continually need to provide new and better services. We have our own R&D Centers – started in 2008 – which uniquely positions us to do just that.
Our developers and illustrators are experts at UI and UX design. They will work with you to understand your needs in going from idea to prototype to deployment faster and at less cost.
Software development has grown exponentially in recent decades. Softjourn is the solution to help you define and develop forward-thinking technology that gets real-world results.
Our core belief is that analyzing and testing is critical because the essential role of software is so important. In the process, our Quality Assurance team helps you create superior products.
Since day one, we’ve been providing application support and maintenance services to each customer on every project. It’s why we’re a proven, trusted partner and reliable asset.

Partnership & Recognition

Inc 5000
Intix
Microsoft Gold Partner
Monax
Top 100
Xamarin

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